You Might Want to Refinance Your Car Loan RIGHT NOW, and Here’s Why

Believe it or not, but when you refinance your car loan, we’re not simply talking about nickels and dimes. We could conceivably be talking about dollar signs. A lot of them. And there’s a big reason why.

First Off, Did You Realize That the Car You Just Bought Is Now a Used Car?

Many car buyers and owners don’t even realize that. Once you’ve bought the car, it’s no longer new. It’s used. And that’s a big deal when you refinance your car loan. Rates are different when comparing refinance your car loannew car loans with used car loans. A lot different. So do yourself a favor and check the rates.

How different? Generally speaking, used car rates tend to go for a lot higher than new, so it’s worth looking into, especially if your credit score has improved over time. We’re talking about maybe a year or two down the road. Be strategic, of course, as this is an exact science, this idea of refinancing your car loan, and there are certain steps to take. But your first step is exactly this: the new rates may be a lot different, and it might be to your benefit to look into it.

Who Knew That When You Refinance Your Car Loan, You’re Revitalizing Your Finances?

Obviously…. After all, paying for that car loan improves your credit score every single time you pay it. So as the rate goes up, your cost might go down depending on your credit report. In other words…. You’re making your car loan work for you, literally making you money as you drive. You can’t compete with that, can you?

This is why you have to sign up for a listing of car loans that might work for you and your budget. Simply sign up today with LOANS 4 CARS and get started. Remember: the market’s hot right now. And it’ll only get better.

 

Auto Refinancing: the Dark Side, and Why It May Not Be Good for You

Don’t get us wrong: auto refinancing isn’t a bad thing, per se. After all, the point of refinancing is to get a little more dollar for your time and your payments as you drive. You want your investment to work for you, especially with these things to know when considering car refinancingHowever…. Auto refinancing isn’t for everyone, and here’s why —

What If Your Car or Truck Is Actually Worth LESS Than the Loan Balance?

You have what’s called an “upside down” in the industry. You won’t even be able to refinance. Even if youauto refinance tried. This is good to know, though, given the amount of time passing. In fact, if it just so happens that your vehicle’s already six or seven years old, a refinance won’t benefit you at all. It’s all about value. How much value is there in your car? How many times has it been maintained? Are things slowly falling apart? Is it really worth it? It might not be!

The bonus to knowing this, though, is that the old myth about having to wait a “while” before auto refinancing has been debunked in a beautiful way. You really don’t have to wait! You can sign up for a listing of car loans right here with LOANS 4 CARS, get approved, and literally just a few months later, you can try for a refinance and see if you get a better rate. Why not? It might save you more money. It’s all about strategy.

It Just so Happens That the Way Loans Are Structured Follows This Ideal

Since the bulk of interest is always paid up front, the fact remains: you might actually save more money the earlier you refinance. Always consult with us on the strategy, though. Because it depends on the value of your car. It really depends on your credit, too. All these factors play a role on not only when you auto refinance, but also on whether you can.

Important stuff to know. And while knowing that, sign up with us at LOANS 4 CARS, and you’ll be even closer to not only having that car of your own, but making that car work for you!

 

Auto Refinancing Is a One-Time Thing…. So Make It Good!

There’s a certain strategy to auto refinancing, and the fact remains (and we don’t want to burst your bubble too much): but the timing has to be right. Simply put. If it’s not, the honest truth is you may not want to do it. You might get a few pennies here and there, but overall the hassle’s way too much. So resist the temptation. Hold out for something better. And even better than that….

Make the Extra Money Work for You When Auto Refinancing!refinancing your car

What do we mean by that? Let’s say you’ve successfully refinanced your car. What next? Let’s put it this way: you’ve got some extra monthly money to work with now, but don’t just waste that money. Build an emergency fund with it. Save for a vacation. Pay off some debts.

The point of refinancing isn’t simply to give you more money to play around with. Owning a car may be a benefit and a luxury for some, but for you, it’s an investment. That car you’re driving is basically a big pile of money that’ll only get bigger — and bigger. If you play your cards right.

The Fact Is You May Never See Interest Rates on Your Car Loan Dip Like That Again

So you make the extra money work for you. For as long as you can. Remember: you’re going to have that car for a very long time, for the entire lifeline of the car loan. During that time, while you’re driving kids to and from school, while you’re driving yourself to and from work — the least you can do for yourself is make that car work for you!

 

Owning a car is like having a business. Your product is the car. Better yet, the car loan. We urge you not only to sign up for LOANS 4 CARS, but recognize that!

Why You Should Be Thankful for Auto Innovations This Holiday Season

The most amazing thing about the auto industry is this: we’re seeing auto innovations almost every week. Always something new: whether it’s 3D printing, green technology, or just good ol’ plain efficiency, driving maintenance and fuel costs down substantially. Why is auto technology so important though, aside from just lovin’ the new features and going goo-goo over the fact that you can stream your live Netflix via your flat-screen in the back?

If You’re in the Know, You’d Know That AAA Has Called This Holiday Season for Thanksgiving as the BIGGEST for Travel Since 2007auto innovations

And that’s saying a lot. It’s been shown that Americans love to drive, particularly when it involves seeing family and friends on special holidays that involve turkey. More importantly, aside from the fact that gas prices are steady and in some cases going down, and the economy all around is going up, the fact is this: the auto market’s getting more and more efficient, with safety, mileage, and specific benefits that would warrant longer road trips.

In essence, certain benefits like green technology — hydrogen fuel cells, EV, etc. etc. — help cut down the cost of both gas and the cost toward the environment, making it that much more fun and enjoyable to drive. The cost of gas goes down. More money ends up in the pockets of Americans while they get to enjoy family and friends over some turkey.

Additionally, safety features make a dent — the rear-view cams, the automatic safety brakes. You’ve seen the commercials. You know what we’re talking about. It plays a role on whether or not Americans want to drive, even if it is in the cold, or the snow, or the rain.

So We’re Trusting the Numbers, and Auto Innovations Play a Role in Them

Now’s the time to see if that car loan works for you, because it could mean a vehicle with all the bells and whistles ready for not only Thanksgiving, but Christmas. SIGN UP RIGHT HERE AND SEE WHAT’S AVAILABLE.

Forget Uber: “Car Sharing” Is the Wave of the Future, and Here’s Why

What is “car sharing” anyway? And why are we hearing about it only just now? You’d be surprised to know that this is a phenomenon already sweeping the automobile industry in droves, and for good reason. For one thing…. It’s like Uber. Only not. Confused, yet? Let’s help you on it:

What “Car Sharing” Is

We’ll put it in perspective for you: Uber is to taxis what “car sharing” is to car rentals (like Hertz, Enterprise, etc. etc.). In other words, car sharing is simple a form of car renting but with some subtle differences. For one thing, more and more manufacturers are making car sharing available in a way that’s beneficial to the consumer. The concept’s more for the convenience of drivers who don’t own cars but need transportation for a short period of time, such as a few hours. However, instead of a flat fee like car rental companies would charge, you’re only charged for how long you’re driving and the distance. Moreover, the new service allows any car sharing-1driver to access any car at any hour — not just during business hours.

This changes the game as far as car renting goes. Like taxis feeling the heat from Uber, car rental companies might feel the heat for this growing trend engulfing the auto market. Instead of having to go to a company to rent a car, you can simply find a car that happens to be parked on reserve anywhere in your town, city or neighborhood — and if it’s available for car sharing — lock in your credit/debit card, and you’re good to drive it! That’s basically the gist. And it’s genius.

And Why It’s Going to Make a Mint for EVERYONE

Another way of thinking about it is this: it’s Uber, but you don’t have to drive. The customer drives. Again, a genius business model for the principal to make some money off of customers who need transportation at short bursts. And manufacturers are starting to see the writing on the wall in a big way:

What This Means for You, the Prospective Car Owner

It’s a win-win, really. Maybe you’re in the market for getting a new car loan, and if that’s the case, you can click here and fill out that form. Let LOANS 4 CARS find the right deal for you. Even better, though, is the fact that you’re potentially benefiting others who aren’t quite ready to own or lease a car! Sign up for a car sharing service, and you can make money just for owning a car! Not to drive it, not to pick somebody up, like with Uber. Just to own the car!

Now if that’s not a reason to own a car in today’s market, we don’t know what is….